POLICIES & CERTIFICATES

Some Important Info:

HO6 policies cover Condominiums

Condo insurance protects your condominium unit and your personal belongings and covers medical expenses and legal costs if a guest sustains an injury in your unit. HO-6 policies work in conjunction with your community’s master policy.

KEY COVERAGES

Dwelling coverage
Also called building property coverage - pays to rebuild elements of your condo’s interior, like ceilings, floors and walls. For example, if smoke damages your living room, this type of coverage will pay to replace ruined flooring and sheetrock. Dwelling coverage will also pay to repair or replace attached additions you add to your condo’s original structure.

Personal property coverage
Disasters can destroy more than your condo’s interior-they can also ruin your belongings. Personal property coverage pays to replace items such as artwork, clothing, computers, furniture and sports equipment. The personal property coverage in some HO-6 policies also provide protection for items in storage units.

Personal Liability coverage
When a guest sustains an injury in your condo and sues you for damages, your personal liability coverage can help pay your legal expenses. Personal liability coverage can pay a wide range of expenses from attorney fees to court or settlement costs.

Every Condo Owner should have an HO6 Policy.